This Contractor and Service Directory is provided as a convenience to our clients and readers. These are third-party service providers used by Homes By Cross and/or its clients. Your interactions with organizations and/or individuals advertising on our directory, including payment and delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such organizations and/or individuals. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties. They do not pay to be on the site. Use them at your own discretion.