Buying a home in Charlotte, NC and not sure where to start? Charlotte home buyers, we offer professional realty services including Charlotte Buyer Agency, and its for free! It's hard to believe that you can get free home buying advice from a Charlotte Realtor. It's true. Hire us for to be your Charlotte Buyers Agent. It declares that the charges for you will be zero as- fees will be paid for by the seller or the builder(which is also considered a seller). The inventory covers 12 counties within the Carolina Multiple Listing Service. As Charlotte home buyers, just select us and we can get you on your way to a smooth move!
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6420 A1 Rea Road Suite 359, Charlotte NC 28277


 Licensed in both North and South Carolina-

Serving Charlotte Real Estate Needs Since 1994

Charlotte Home Buyers-Getting Started with a Home Purchase

Finding the PERFECT House for YOU:


Home shopping on the Internet can become a bit frustrating.

Every day new homes are listed for sale and are added to the list of homes for sale on the MLS.

Each day, the market shifts: those available yesterday may have fallen into another category:  'under contract', 'withdrawn', 'contingent', 'conditional', and 'sold'.

As a home shopper,  you are probably just figuring out what type of house might work for you.

Making Realty your Reality

From home shopper to home buyer:


If you are tired of being the home shopper and want to become a home buyer, the process is simple!

The home buyer is an advanced shopper, ready to do what it takes to purchase your own home.

1st.  By hiring a Realtor to work as your buyers agent. This is a free service paid for by the seller or the homebuilder.

Should you hire Homes By Cross, to work for you as your Realtor, we will help educate you on the various choices in the different sections of town as well as guide you through mortgage loan questions and mortgage options.

We have been selling Charlotte properties since 1994-we know our market, our products, and we know the lay of the land!

2nd.  By getting your loan letter in place. This determines the amount of money you will qualify for and what a bank will  loan you. It also let's you  know the price range  you will need to keep within to stay in your financial comfort zone.

Finding the homes that work for you:


Choose Your Option:


Option 1:  Have your home focus primarily on location and price.

Option 2:  Have us cherry pick a few homes that work with your stated criteria for you.

Option 3:  The  most popular- is to have us set up an automated approach for you.  You choose your favorites and we guide you with area, neighborhood and specific home's pros and cons as we visit your favorites in person.

The automated search that we'll create for you , becomes your personal home web site and is set up with your specified home shopping criteria.

Once in play, the homes populate your site as they come on or go off the market.

You are able to place the homes in one of three files provided for you: Favorites; Possibilities; and Rejects.

If the homes you select go under contract, or are removed from the market, you will get a notice of such. It automatically keeps your files clean and up to date.

Your Housing Needs:

It's important to consider your priorities.

Which areas can you compromise?
If the area you love, doesn't offer homes at your price, with all the features you want, which elements are you willing to give up or modify?

For instance, would you rather have a larger great room and smaller bedrooms?

A longer commute time, for a smaller price and a bigger yard?

How long do you plan on remaining in the home?

Will it be big enough to last 3-5 years without the need to move again?

Toy with these thoughts and try to narrow your scope down. Call us-we'll walk you through it!

Visiting the Homes-The Fun Part!

With all the virtual information out there, somehow the intimate act of the home shopping process is getting a bit lost.

Visiting the homes is the fun part! One of which could be your future home!

Home buying is a very personal choice, and as such, it needs a hands on examination.
 
Call us ...and tell us that you have found some houses that you like, and you would like to go and see them.

As your Realtor, we schedule the showings with the sellers, meet with you and off you go!  A true homebuyer on the hunt!

Door knobs that are turned tend to satisfy and reveal to you (and to us) things that you must have and things that you won't have.

It's an elimination process. As you know, a home is more than just a collection of bedrooms and bathrooms.

Several properties -- each with four bedrooms,  two and a half baths,  a two car garage and the same price -- may well represent radically different designs, commuting distances, lot sizes, tax costs, interior dimensions, and exterior finishes and school designations.
 
With each home being unique and each of us being unique, what works for one home buyer, clearly, won't work for another.

All neighborhoods and communities have a special nature that gives them their own unique identity as well. 


Why Hire a Buyers Agent?


From the National Association of Realtors:


The National Association of REALTORS® (NAR) includes 1 million brokers and salespeople, individuals bound together with a strong Code of Ethics, extensive training opportunities and a wealth of community information.

 Buying and selling real estate is a complex matter.

At first it might seem that by checking local picture books or online sites you could quickly find the right home at the right price.

But a basic rule in real estate is that all properties are unique. No two properties -- even two identical models on the same street -- are precisely and exactly alike.

Homes differ and so do contract terms, financing options, inspection requirements and closing costs.

Also, no two transactions are alike. In this maze of forms, financing, inspections, marketing, pricing and negotiating, it makes sense to work with professionals who know the community and much more. Those professionals are the local REALTORS® who serve your area.

 Once hired for the job, the REALTOR® will provide you with information detailing current market conditions, financing options and negotiating issues that might apply to a given situation.

Remember: Because market conditions can change and the strategies that apply in one negotiation may be inappropriate in another, this information should not be set in stone.

During your time in the marketplace REALTORS® will keep you updated and alert you to each step in the transaction process.


Get Started Today!  704-975-1733

Our buyer agency services are free to you!

We have been serving Charlotte since 1994